Councilman Rodrigo Rabuske has filed a bill with the Santa Cruz do Sul City Council that provides for the inclusion of content related to financial education in municipal schools. The article is co-authored by Councilor Nicole Weber and Councilor Serginho Moraes.

According to the proposal, the activities and contents related to financial education will be part of the diversified base of the school curriculum, must be considered as a transversal theme, be present in the different disciplines of the school context and be developed in an interdisciplinary way .

“Topics related to financial education can be addressed, such as notions of monetary, fiscal and capital economics; notions of financial planning; and accounting principles, including debit and credit,” the draft states.

Raubuske points out that there is little instruction on the subject of financial education on the part of the Brazilian population. “Throughout last year, Brazil reached a record 77.7% of families ending the month with some debt, the highest number recorded in the past 12 years, according to the National Confederation of Commerce of goods, services and tourism (CNC). This number is worrying and highlights the need for the theme for young people, in order to expand their capacity for conscious choice, especially those who are in a situation of vulnerability”, observes he.

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He points out that the State Government and the Municipality of Porto Alegre have already approved the institution of activities and content related to financial education in the curriculum, demonstrating that this is one more movement more popular. “The proposals encourage students to follow what is already planned for the whole country. The federal government understands that financial education must be approached in a transversal way by schools in classes and projects of various disciplines, in accordance with the national common base of the programs (BNCC)”, he guarantees.

Rabuske presents the most recent Program for International Student Assessment (PISA), carried out with 15-year-old students from different countries around the world, which has shown that Brazil, in terms of financial education, ranks 17th among the 20 participating countries. Estonia, Finland and Canada were respectively the top ranked nations. Additionally, a survey by the S&P Global Financial Literacy Survey pointed out that Brazil has only 35% of financially literate adults.

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